[5] In April 2022, Oschadbank became a member of the Individual Deposit Guarantee Fund (FGVFO).

[8] With the dissolution of the Soviet Union, the Ukrainian operations of the Savings Bank of the USSR were reorganized as a stand-alone institution, the State Specialized Commercial Savings Bank of Ukraine.

[9]: 25  On 21 May 1999, the latter was transformed by Decree of the Cabinet of Ministers of Ukraine into Oschadbank, a joint-stock company.

(However, since martial law was declared in 2022 in response to the open, full-scale invasion of Ukraine by the Russian military, the deposit guarantee has been extended much more broadly[12][13]) For a long time, the bank remained the only one of 74 Ukrainian banks that was not a member of the Deposit Guarantee Fund.

In April 2022, the Law of Ukraine "On Amendments to Certain Laws of Ukraine on Ensuring the Stability of the Deposit Guarantee System" came into force, which aims to increase depositors' confidence in the banking system and ensure its stability.