It is more or less covered with silvery and rust-coloured scales and has leaves appearing to be cylindrical, and yellow mauve flowers in umbels on the ends of branches.

The sepals are 3–4 mm (0.12–0.16 in) long and joined for about half their length, and densely covered with silvery scales and star-shaped hairs.

[3][4][5][6] Phebalium lowanense was first formally described in 1957 by James Hamlyn Willis in The Victorian Naturalist from specimens he collected near the border between South Australia and Victoria in 1948.

[7] Lowan phebalium grows in open heathy mallee woodland in a restricted area in the Murray Darling Depression biogeographic region near the South Australia-Victoria border.

The main threats to the species are changed fire regimes, weed invasion, and clearing of roadsides and tracks.