[4] Adults are generally dull yellowish through orangish and have robust, scaly thoraces; small heads; and bright reddish-orange forelegs.

The banded woolly bear larva emerges from the egg in the fall and overwinters in its caterpillar form, by allowing most of its mass to freeze solid.

Larval setae do not inject venom and are not urticant; they do not typically cause irritation, injury, inflammation, or swelling.

Within the same family, the larvae of the garden tiger moth (Arctia caja) are also known as woollybear caterpillars and consume an alkaloid diet similar to Grammia incorrupta.

[9] Canadian and U.S. folklore holds that the relative amounts of brown and black hair on a larva indicate the severity of the coming winter.

W. Awdry's The Railway Series, is so named due to Percy the Small Engine resembling the larval form after becoming covered in hay at the story's conclusion.