Rachel Crotto (born December 25, 1958) is an American chess player who holds the title of Woman International Master (WIM, 1978).

From the 1970s to the 1980s, Crotto was one of the leading female chess players in the United States.

She played in her first United States Women's Championship at the age of 12.

She two times won the United States Women's Chess Championships in 1978 (with Diane Savereide) and 1979.

[1] In 1978, Crotto was awarded the FIDE Woman International Master (WIM) title.