He is an alumnus of Institute of Management Technology, Ghaziabad[1] in Uttar Pradesh, India.

Karwal began working at Onida Electronics as the Marketing Executive and became the Deputy General Manager.

He joined Surya Roshini Limited and brought about an outstanding business turnaround in a very short time.

[6][7] After stepping down from the post of President & CEO of the Consumer Durables Vertical of Reliance Retail,[8] he founded Milagrow Business and Knowledge Solutions.

It came into existence with the aim of offering support as a venture catalyst to fill the 'Management Capital' need gaps of growth-seeking - micro, small and medium businesses.