[3] The unincorporated communities of Benson, Randall, and Trade River are located within the town.

Its western border is the St. Croix River, with Chisago County, Minnesota, on the opposite shore.

The Saint Croix National Scenic Riverway occupies a strip of land along the town's western border, and Fish Lake State Wildlife Area occupies most of the northeastern quarter of the town.

The racial makeup of the town was 99.46% White, 0.27% Native American, and 0.27% from two or more races.

25.3% of all households were made up of individuals, and 7.8% had someone living alone who was 65 years of age or older.