Richard Wade Vague is an American businessperson, venture capitalist, and author who served as Secretary of Banking and Securities of Pennsylvania from 2020 until 2023.

[5][6] He worked part-time at American National Bank in Austin, Texas while attending college.

[1][7] Vague's business ventures in the banking and energy sectors were built on the use of affinity marketing.

[10] In 1987 he was named president and CEO of MBank USA, a credit-card bank subsidiary of Lomas & Nettleton Financial Corporation.

[15] Bank One acquired First USA in 1997, then the fourth largest credit card issuer in the US, for $6.65 billion in stock.

[20] In 2007, Vague and Kevin Kleinschmidt, a former Barclaycard US executive, founded Energy Plus, an electricity and natural gas supply company.

[26] In 2014, he was named to Pennsylvania Governor Tom Wolf's transition team as a member of a group to review the Department of Human Services.