Her goals are still to move her and her aunt out of the boardinghouse and to open a linens shop.
Ellen Flannery hasn't saved her share for the store she planned to be a partner in because she has spent it pursuing the rich, careless Aaron Schuster.
But with the help of money from Jolie Logan's father, Kate does find a flat and an empty shop.
Finally, Kate and Ellen open their store and pursue the novelty of independent womanhood.
At the boardinghouse, Mrs. Flannery is getting sick and the boarders are more demanding than ever, especially the acidic Mrs. Stackhouse and the abandoned Thalia Rutledge.