The economy of the town is based on fishing, farming, and other trades.

Poverty Incidence of San Fernando Source: Philippine Statistics Authority[11][12][13][14][15][16][17][18] The municipality is part of Ticao Island, which is known as an archaeological landscape, possessing thousands of pre-colonial artifacts such as the Baybayin-inscribed Rizal Stone, Ticao gold spike teeth, Burial jars of varying designs and sizes, jade beads, human face rock statues, and the Ticao petrographs.

Much of the homes in Ticao Island use these archaeological finds to design their interiors.

The island is also an ecological frontier for the conservation of manta rays.

The island also possesses a 'rare subspecies' of Visayan warty pig, that is almost near extinction.