[1][2] She grew up in Sheen in London, the second daughter of Margaret and Jack Davies, a bank manager.
She attended the Richmond County School for Girls; wanting to be a journalist, she left school at 16 in order to train in shorthand and typing at the Anne Godden Secretarial College in Putney, where her mother was a teacher.
[1] She met Hugh Lloyd in 1978, at Allen's, a famous restaurant in London's West End, while he was performing in No Sex Please, We're British.
In his autobiography, Hugh Lloyd described his future wife as "a scatty, blondehaired Fleet Street tabloid journalist".
[2] Lloyd continued to pursue a professional career as a freelance showbiz reporter for the Brighton and Hove Leader.