Property Liability Business Shelter Insurance Company is a mutual insurance company which focuses on auto, property, business, and life Insurance.

It operates in fifteen U.S. states and the headquarters is in Columbia, Missouri.

Shelter was founded in 1946 as the insurance subsidiary of the Missouri Farmers Association (the same company as MFA Incorporated), and was called MFA Mutual Insurance Company.

The Shelter Insurance Gardens are located at the company headquarters in Columbia.

Though profitable, the announcement cited the additional costs associated with the Dodd–Frank Wall Street Reform and Consumer Protection Act as the primary reason for closure.