[1] These algorithms are not practically possible, due to the lack of both a globally shared memory and a lack of a global clock.
Each of them represents a bank account holding a certain amount of money.
The participants can transfer money between their accounts by exchanging the messages.
To calculate the overall balance, just requesting the balance of each participant can lead to an incorrect result, as different accounts might be recorded before or after any transfers in progress.
But a snapshot algorithm would avoid this as it makes sure to record the whole state in a point in time.