Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas.

[2] Southern's community-development work in these areas has directly improved various aspects of resident's lives through different projects such as the Delta Bridge Project,[3] The Arkadelphia Promise,[4] and numerous other sponsorships and projects.

In 1986, then Arkansas Governor Bill Clinton partnered with the Winthrop Rockefeller Foundation to help combat different issues plaguing the state.

[5] From this initiative, various nonprofit development agencies came together to form Southern Bancorp.

There are three entities that make up Southern Bancorp: