In Australia and Malaysia, an unlicensed version of the game, with no dealer hole card and significant rule differences, is played in casinos under the name "Pontoon".
[1] Spanish 21 is played on a blackjack table with a custom layout and uses the following rules: The removal of the four tens in each deck gives roughly a 2% advantage to the dealer.
The following tables list the Spanish 21 house edges for all rule sets found in North America.
If the cards match in both rank and suit, the player wins a bigger payout.
The payouts and the house edge vary depending on the number of decks in play as shown below.