45, is a public law passed by the 111th United States Congress and signed by US President Barack Obama on February 12, 2010.

[1] The Act had initially passed the House of Representatives 265–166 as a standalone bill in July 2009, then was attached in the Senate to legislation raising the debt limit to $14.3 trillion.

[2][3] The Act under section 11 lists out programs and activities exempt from PAYGO rules.

[4] Outlays not subject to offsetting revenues include Social Security payments, all programs administered by the Department of Veterans Affairs, net interest on the debt, and income tax credits.

A recent example of Congress passing legislation exempt from the PAYGO rules is for emergency disaster relief for Hurricane Sandy.