Student loans in France

Student loans and grants in France are primarily provided by the government through the Centre régional des œuvres universitaires et scolaires (CROUS), and Établissement public à caractère administratif.

The eligibility is weighted taking into account, distance to the family residence, number of siblings studying, if the student is handicapped and if the student is married or in a legal partnership.

[1] If the student is not entitled to a higher weighting due to any of the criteria and family revenue is above 33150 euros/year (in 2014) then the minimum grant will be paid out (€1000).

Students are eligible for state-guaranteed loans of up to 15000 euros at a low interest rate.

The loans are granted by commercial banks and require a further guarantee for the remaining 30%.