Some co-ops are subsidized housing because they receive government funding to support a rent-geared-to-income program for low-income residents.
There are other co-ops that are market-rate and limited equity, these types of cooperatives do not receive government funding and are not subsidized housing.
[2] In addition to providing affordable housing, some co-ops serve the needs of specific communities, including seniors, artists, and persons with disabilities.
[citation needed] The majority of the home mortgage interest deduction goes to the top 5% income earners in the United States.
[4] According to a 2018 study, major cuts in rental subsidies for poor households in the United Kingdom led to lowered house prices.
[5] In rare cases a financial institution or non-profit organization will provide mortgage loans at rates that are not profitable for the sake of a specific group.
Rent supplements are subsidies paid by the government to private landlords who accept low-income tenants.