[1] Born in Urmston, Lancashire, Charlton attended Loreto Grammar School, a Roman Catholic girls' grammar school in Altrincham, with her sister Andrea.
In the summer of 1990, she spent three and a half months working as a forecaster with the RAF in Germany.
Charlton is a keen sports fan, with her special interests being football, tennis, and skiing.
Charlton competed in national horse-riding events, and is a group instructor with the Riding for the Disabled Association.
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