The protagonist is Shelby Cheever, a spoiled, exceedingly rich teenager, who lords his wealth over everyone around him, while taking pride in being completely unproductive.
In a drunken vacation mishap, Shelby accidentally ends up in a remote mining colony with no easy return, due to entering a FTL translation node without setting the coordinates.
He is picked up by a fishing boat [space mining ship] and forced to work for/with them for several months until the hold is full.
There is even the mysterious Pennsylvania Pratt [Scrimshander Limes] who has forgotten his identity after a personal tragedy and remembers it temporarily while saving shipwreck [sabotage] victims.
The book is a relatively light adventure tale, by Sheffield standards, and serves mainly as a platform for the author's views on child rearing, while giving some hard science fiction theories about far future technology and economics.