The Ponzi Scheme is the second studio album by the American alternative rock band Firewater.

[3] It was released in 1998 by Jetset.

[4][5] The Washington Post wrote that "The Ponzi Scheme isn't as diabolically sophisticated as it intends, but the band ... does have a cosmopolitan style.

"[6] The Calgary Herald listed it as the eighth best album of 1998, writing that it "brings together a potpourri of elements—horns, guitars, jazz, Latin, ska, funk and rock riffs—and creates a magnificent musical melange.

"[7] All tracks are written by Tod AshleyAdapted from The Ponzi Scheme liner notes.