Inspired by Crowley, Mark and Todd decide to pose as lawyers under assumed identities and work the D.C. courts for clients, arguing to Zola that they can get rich while avoiding FBLS and their creditors, so long as no one discovers that they are engaged in a criminal enterprise.

UPL is initially a success, with Mark and Todd winning several victories and collecting payouts while Zola attempts to expand their practice into personal injury, an area that none of them have any real expertise in.

Seeking a quick payday, Mark agrees to file a lawsuit on behalf of Ramon Taper, a man whose newborn son died due to negligence on the part of the hospital.

Mark, Todd, and Zola decide to focus their efforts on Swift Bank, one of Rackley's outfits, which will soon have to pay billions in settlements over charges that it defrauded its customers.

By inventing thousands of fake clients and forwarding them to different firms involved in the settlement, the three bet that they can make enough money to flee the country just as the bar's investigation heats up.

With news that a grand jury has indicted all three on racketeering charges, Mark cuts several checks to pay off their law school debts as well as take care of their families.