[3][4][5] Upgrade is headquartered in San Francisco, California with offices in Phoenix, Arizona and Montreal, Quebec, Canada.
[12][13][14][15] Upgrade was founded by Renaud Laplanche, founder and former CEO of LendingClub, and other former colleagues from Lending Club in August 2016.
[4][2] In June 2020, Upgrade received a $1 billion valuation in a Series D equity round led by Santander Group.
[4] In August 2021, Upgrade raised $105 million in a Series E funding round led by Koch Disruptive Technologies, valuing the company at $3.3 billion.
[25] In November 2021, CNBC reported that Upgrade grew 83% in valuation over four months to $6.28 billion after raising $280 million in a Series F funding round led by Coatue Management and DST Global.