After a flood in 1997, Utica grew because it was required to strengthen its building, planning, and zoning laws in order to obtain Federal Emergency Management Agency (FEMA) and Indiana DNR rebuilding funds.

However, Utica is unlikely to see much more growth due to being surrounded by the Port of Indiana – Jeffersonville, a new I-265 bridge over the Ohio River at Utica (complete late 2016), and the River Ridge Commerce Center.

There were 379 housing units at an average density of 298.4 per square mile (115.2/km2).

28.7% of all households were made up of individuals, and 6.7% had someone living alone who was 65 years of age or older.

There were 279 housing units at an average density of 642.8 per square mile (248.2/km2).

30.7% of all households were made up of individuals, and 11.4% had someone living alone who was 65 years of age or older.