Všeobecná úverová banka, a.s. (abbreviated as “VUB“ or “The Bank“) is a retail and commercial bank domiciled in Slovakia with its registered office at Mlynske Nivy 1, Bratislava.

The Italian banking group Intesa Sanpaolo is the majority shareholder of VUB, holding a 96.97% stake.

[3] Consumer Finance Holding, a.s. was established in 2005 as an administrator of a group of financial companies providing consumer non-banking loans, installment and catalogue sales, and leasing of used cars.

The company was created by a merger of the following companies: Quatro, a.s., TatraCredit, a.s., Q-Car, a.s., Q-Broker, a.s, Slovenská požičovňa, a.s. and Slovenské kreditné karty, a.s.[3] VÚB Leasing, a.s. is a universal lease company offering a wide range of financial products.

The core activity of the business is to collect cash from the public with the aim of investing it in mutual funds [4]