Born in New Market, Pennsylvania, he migrated at age 21 to find his fortune along the Ohio River.
[1] William grew up learning the mercantile business, as his parents ran a successful one in New Market.
At age 21, William left home to find work in Louisville, Kentucky but was turned away.
Blanche Culbertson French, his daughter with his wife Cornelia, was the most notable among his children due to her involvement in the suffrage movement.
She was President of the Equal Franchise League of New Rochelle, New York, and a member of the National Woman's Suffrage Association.
As a utility company president he subsidized the city gas supply in order to provide heat to all residents, distributed meals to the hungry every day, and helped to combat water-borne disease as president of the water company.