Govinda (Anant Nag) is a con artist who is always on the lookout for gullible people to extract money or some form of benefit from.

Sarojamma (Vinaya Prasad), Subbamma (Satyabhama), Jalajamma (Vaishali Kasaravalli) and Susheelamma (Girija Lokesh) are very close friends and neighbours who live in the same housing complex owned by Obaliah (Mukhyamantri Chandru).

The neighbours even make up stories that she is a woman of bad character and has relationships with other men while this is absolutely untrue.

The wives always dream of owning a home, but their husband's never approve of this, citing insufficient funds or high interest rate on loans.

The wives fall victim to the scam and end up selling their jewellery, some sink into their life long savings and give all the money to Govinda.

Ramaraya reveals that the reason why he volunteered to oversee Govinda's house construction and was so helpful was because he was completely aware that Govinda, by mistake, is constructing a house on the plot which Ramaraya has secretly purchased without his wife's knowledge.