YONO (You Only Need One) is an Indian state-owned digital banking platform offered by State Bank of India (SBI) to enable users to access a variety of financial and other services such as flight, train, bus and taxi bookings, online shopping, or medical bill payments.

[1] YONO is offered as a mobile banking app for both Android and iOS.

Yono emerged from SBI's initial plan to make an "online marketplace" to attract millennials.

It was nurtured for initial four years by Rajnish Kumar as an MD and then as the Chairman of bank.

[5] As of October 2021, the app had emerged as the largest digital lender in India generating an average of Rs 1500-2000 crores loans per month.