The 1989 NCAA Division I Cross Country Championships were the 51st annual NCAA Men's Division I Cross Country Championship and the 9th annual NCAA Women's Division I Cross Country Championship to determine the team and individual national champions of NCAA Division I men's and women's collegiate cross country running in the United States.

Held on November 20, 1989, the combined meet was hosted by the United States Naval Academy at the Navy Cross Country Course in Annapolis, Maryland.

The individual championship was won by John Nuttall, also from Iowa State, with a time of 29:30.55.

The individual championship was won by Vicki Huber, also from Villanova, with a time of 15:59.86, the event record time for the 5 kilometer distance (upheld all the way until 2001, when the race distance was extended to 6 kilometers).

This was the first of Villanova's record six consecutive individual women's cross country titles.