[1] The acronym ARB stands for the Association of Rural Banks.
The remaining shares of the bank are also owned by the government of Ghana.
[citation needed] It started its banking business on 2 July 2002.
[5] The apex financial institution lends cash to rural banks who, in turn, provide small credit to small businesses and also support the development of rural projects.
[6] Besides the head office, there are ten branch offices throughout the country, including locations in Bolgatanga, Hohoe, Koforidua, Cape Coast, Kumasi, Sunyani, Takoradi, Wa, Tamale, and Accra.