Achmea Holding N.V. is one of the largest suppliers of financial services (mainly insurance) in the Netherlands.

The company was formed by a merger of Zilveren Kruis and Avéro Centraal Beheer Groep on January 1, 1995.

The roots of Achmea date back to 1811 when the Frisian accountant, Ulbe Piers Draisma [fy], founded the "Onderlinge Brand Assurantie Sociëteit (Achlum)" in Achlum, Frisia, the Netherlands.

[citation needed] Achmea brands include[1] Agis, Avéro, Centraal Beheer, FBTO, Interpolis, Syntrus and Zilveren Kruis (often suffixed by 'Achmea').

Of the ten largest insurance companies in the Netherlands, Achmea is one of the two that was found in a 2015 investigation to not invest in arms trade to dictatorships, fragile states and corrupt countries (ASR being the other one).