[1] On 7 April 2014 BNP Paribas Cardif was sanctioned and fined 10 million euros by the disciplinary committee of the "Authority of prudential supervision and resolution" (ACPR - Bank of France) for shortcomings and delays in complying with its legal obligations and which resulted in wrongful retention of amounts that should have been paid to beneficiaries of unclaimed life insurance policies (origin, Le Particulier No.

[3] BNP Paribas Cardif in 2018 had agreed to purchase a partial stake to SBI Life Insurance, after co-founding the joint venture with the State Bank of India in 2001 and already owning 22 percent.

[4] BNP Paribas Cardif SA then sold 9 percent of SBI Life Insurance to Carlyle Group in 2019.

[7] The insurance company, specifically the BNP Paribas subsidiary Cardif Pinnacle, in July 2020 was censured by the U.K. Competition and Markets Authority for breaches of PPI rules, along with Lloyds Bank and Nationwide.

The strategy of the business is to ensure that customers are well serviced whilst focusing on the operational capabilities and efficiency.