He received his primary education in his hometown and later went to recently freed Bulgaria with his brother Krastyu Zlatarev, who was later an officer for the Bulgarian Armed Forces.

After graduating, he worked as a telegraph and post clerk in Kyustendil, where he decided to join the IMRO.

In 1896, at the suggestion of Gotse Delchev, Zlatarev, as a postal employee, stole BGN 20,000 from the cash register.

[2] In 1899 he was sent by the Bitola District Committee to Cyril Parlichev in Edessa to help develop the revolutionary cause in the Voden region.

The whole detachment was killed in a battle with a Turkish army on March 26, 1902, near the village of Grljani.