Banca Cívica, S.A. was a bank created as a result of the European debt crisis as an emergency response by the Spanish government regulatory authority "Institutional Protection System" (Spanish: Sistema Institucional de Protección, or SIP) that comprised the savings banks of Caja Navarra, Caja Canarias, Caja de Burgos and Cajasol.

It became part of Caixabank on 3 August 2012, at which time shares for the company ceased to be quoted.

[2] On 26 June 2012, the Extraordinary General Shareholders' Meeting approved the institution's incorporation in CaixaBank.

Incorporation neither required public guarantees nor represented any cost at all to the rest of the finance sector.

[4] On 9 April 2013, CaixaBank returned the €977 million that FROB had provided to Banca Cívica.