[2] During the six-year term of President Miguel Alemán Valdés (1946–1952), the creation of small and medium-sized companies were encouraged in order to help the economy with the opening of funding from private investment.

With the newfound money, a factory that made lubricating oils for engines was built and houses were constructed for workers in Monterrey.

Later, the Bonos del Ahorro Nacional became popular among the country as they were used to pay for all the prizes won in contests, promotions, and raffles.

In fact, in the decade of the 60s and 70s they were already consolidated as savings instruments that could mean a form of access to banking services that up to that moment were only accessible to the upper middle to high strata of the population, and as mentioned before many contests in public and private media had them as a prize, those who acquired them in some cases have mentioned that they did earn returns with them, however it is also mentioned that people lost money, in short this instrument also had ups and downs in its history, however during the 2 coming economic crises the instrument had mixed opinions.

Bansefi was created on June 2, 2001, with the passing of the Organic Law of the Banco del Ahorro Nacional y Servicios Financieros and began operations on January 2, 2002.