Bay Point is an unincorporated community in Monroe County, Florida, United States, located in the lower Florida Keys in the Saddlebunch Keys near mile marker 15 on US 1 (the Overseas Highway).

Bay Point is flat with very few low hills.

It is located at 24°37′31″N 81°35′32″W / 24.625406°N 81.592197°W / 24.625406; -81.592197, at an elevation of 3 feet (1 m).

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