[4][5] Their goal when founding the bank and foundation was to finance non-profit organizations, and ensure profits were reinvested in the community.

[9] In January 2013, One PacificCoast Bancorp announced plans to acquire 90% of the stock of Portland, Oregon-based Albina Community Bank.

[11] Beneficial State Bank functions as a regulated financial institution, and provides commercial banking services to underserved small and medium-size businesses, nonprofits, affordable-housing developers, community facilities, as well as families and individuals in California, Washington State and Oregon.

The Bank lends to multiple nonprofit organizations and businesses, and helps them with cash management services intended to increase administrative and operational efficiency.

The bank maintains a triple bottom line, seeking to be profitable, promote environmental sustainability and expand economic opportunity in underserved communities.