They emphasize the long term development of communities and provide loans such as micro-finance or venture capital.
[1] In the United States these became popular after 1994 when the US Congress created community development banks and allowed them to get funding at very low rates from the US treasury.
Organizers wishing to start a new CDB can seek a state or national bank charter.
Federally chartered CDBs are regulated primarily by the Office of the Comptroller of the Currency, like any national bank.
Other CDBs in the United States include: Organizations that support, advocate, and convene Community Development Banks in the US: