Business lines include traditional travel insurance offerings for leisure travelers, a travel-agent errors-and-omissions insurance group, travel insurance underwriting for Managing General Agents (MGAs) and claims administration services.

It concentrates on travel insurance services and relies heavily on technology to pay claims through real-time trip-tracking and electronic deposits.

[4][5][6][7][8] BHTP’s product suite includes varying levels of their ExactCare plans, as well as niche travel insurance products for leisure travelers.

ExactCare Lite can cover non-refundable hotel bookings and attraction passes, travel damage caused by road collisions and can support families with rates available for children.

[9] USA Today called BHTP “an innovative new company … aiming to cover snafus not covered elsewhere, with minimal effort on the part of the insured .”[10] Travel + Leisure said AirCare is “simple, inexpensive travel insurance that covers what’s never been covered before ,”[11] while Condé Nast Traveler said AirCare means that “put-upon fliers can get relief without having to depend on an airline to deliver it.