This was good for one-tenth of the face of the certificate and was payable to the beneficiary immediately upon the death of the member if desired.

All that was necessary was to cut off the coupon, take it to any bank, or send it to the supreme office, and if properly endorsed, it could be cashed at once.

[3] A report on the BAY's business of 1920 to State insurance departments demonstrated that the Brotherhood continued to be one of the big leaders of the American fraternal system.

It enjoyed favorable mortality, and the management guided its course with special ability, pressing to the utmost for gains in members and insurance, and took advantage of opportunities to strengthen its financial position.

In the preceding four years, the membership grew from a little over 200,000 to its new figure, which, with four months of 1921 to the credit of the field department, was about 300,000.

So energetic was the field department of the BAY that it stood third among all societies for the production of new business.

The average age of the members decreased by .23 of a year in 1920, starting at 38.81 on January 1 and ending at 38.58 on December 31st.

He wondered that some of the societies hadn't called their president the "Supreme Being," and added that other titles, if less ambitious, were as amusing.

[2] Its ritual included "signs, passwords, and obligations" and was based on Sir Walter Scott's Ivanhoe.

[3] Its pin was a black enameled circle, with a bow and arrow, at tension and pointing upward, with the word "Yeomen" below, all embossed in gold.