Chandrakala was born into a wealthy Gowda Saraswat Brahmin family in Alappuzha in 1940.
When the bank collapsed, her father joined as manager in a timber company in Coimbatore, but soon he lost that job and came home jobless.
[2] Chandrakala married her uncle's son who was working as a National Savings Officer in the Kollam Collectorate.
[2] After her husband's death, based on her own experiences, Chandrakala wrote an article titled Kungumappottazhinju and sent it to Vanitha magazine.
In an occasion honoring her, Poet Chavara K. S. Pillai said that Chandrakala was a brave and rare writer who fought against customs from the hearth of experience.