[2] It offers guaranteed growth of cash value, which some carriers allow to be withdrawn (collapsing the policy) when the child is in their early twenties.
[3] Child life insurance policies typically offer the owner the option to purchase, or in some cases obtain additional guaranteed insurance when the child reaches maturity.
[8] Forty-five coroners have stated that child life insurance is a motive to murder.
The London coroner, Braxton Hicks, wrote a letter to The Times in 1889 denouncing the practice of insuring children's lives because the insurances act as a temptation to the parents to neglect them, or feed them with improper food, and sometimes even to kill them.
[10] He gave evidence in 1890 to the Committee of the House of Lords investigating Child Life Insurance.