[2] The bank served Nevada and Placer counties with seven full-service branches located in: Nevada City, Grass Valley, Penn Valley, Lake of the Pines, Truckee, and Auburn.

It offered consumer loans and other traditional banking products and services, designed to meet the needs of small and middle market businesses and individuals.

In June 2003, it became a wholly owned subsidiary of Citizens Bancorp.

[4] The bank ceased operations on September 23, 2011, as ordered by the Federal Deposit Insurance Corporation (FDIC).

Customer accounts were transferred to Tri Counties Bank of Chico, California.