[2] It was founded in 1951 as the country's savings bank, and transformed into a joint-stock company in 1999.

Initially, they were used exclusively for lending to the state, and from the mid-1960s the bank was given the opportunity to provide consumer loans and housing loans to private individuals.

Until 1971, it was headed by the Ministry of Finance, and then by the Bulgarian National Bank.

In April 2022, DSK Bank announced its partnership agreement with Amsterdam-based fintech software provider Backbase.

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