David Lawrence Ramsey III (born September 3, 1960) is an American radio personality, author, speaker, and finance expert.

In 2014, The Daily Beast reported that Ramsey had lashed out against former employees he claimed were discussing working conditions at the company on Facebook and Twitter.

At company staff meetings, Ramsey recounted conversations from a private Facebook group of former employees that he had infiltrated, offered cash rewards for the identities of some members.

Once they realized Ramsey had joined the private group, some anonymous Twitter accounts who alleged to be those workers and tweeted that he "pulled a gun out of a bag to try to teach a lesson about gossip".

[10] On his radio show[11] and in staff meetings in 2020, Ramsey railed against face coverings and other COVID-19 pandemic precautions, calling them "a sign of fear".

[13] In February 2021, Ramsey appeared on Fox News, where he said, "I don't believe in stimulus checks, because if $600 or $1,400 changes your life you were pretty much screwed already.

[20] Critics of Ramsey's core teachings point out that they are often a "one-size-fits-all" approach that disregards income disparities, investment horizon, and ignores financial emergencies.

[21][19][17] The debt snowball method is frequently debated, and studies have returned results that both support and oppose its efficacy.