The Total Money Makeover: A Proven Plan for Financial Fitness is a personal finance book written by Dave Ramsey that was first published in 2003.

The book teaches the seven "baby steps" to follow in order to achieve financial stability, planning ahead for upcoming financial events, like retirement, and shares stories of individuals and couples that have done so successfully using The Total Money Makeover.

[3] The seven baby steps are: As of August 2017[update], over five million copies have been sold and the book has been on The Wall Street Journal bestsellers list for over 500 weeks.

[4] Jamie Johnson's review for Bankrate stated that, "If you've been struggling with debt and need a step-by-step plan for how to pay it off, The Total Money Makeover gives you precisely that.

"[5] Kathleen Elkins and Libby Kane wrote for Business Insider, "Financial guru Dave Ramsey doesn't shower his readers with quick fixes in The Total Money Makeover.