First International Bank & Trust (FIBT) is an American financial institution headquartered in Watford City, North Dakota.

[3] Its conservative approach allowed the bank to endure the Depression and receive acclaim decades later; Money magazine named First International among the soundest financial institutions in America in 1989.

[4] Between 2004 and 2006, the bank built a new downtown headquarters in Watford City as part of a complex that included a movie theater and a steakhouse, two amenities that residents considered missing.

To alleviate a housing crunch, the company built duplexes and homes and rented apartments to employees.

[11] The bank entered South Dakota in 2021 by acquiring Sodak Home Loans and opening a branch in Sioux Falls.