Home Credit B.V. is an international non-bank financial institution founded in 1997 in the Czech Republic and headquartered in Netherlands.

Home Credit finances both the purchase of consumer goods through a cash-less loan transaction or other commodities, such as language courses, travel etc.

In 2000s company started to expand to Commonwealth of Independent States countries - Russia, Kazakhstan, Ukraine and Belarus.

[9] In 2015 Home Credit Group launched its operations in the United States of America through a partnership with Sprint Corporation.

[10][11] In 2017 PAG initiated investment of 2 billion RMB into Home Credit Group's Chinese business entity as an interest-bearing convertible loan.

[21] Home Credit was asked by Chinese officials to help improve relationship between China and the Czech Republic in order to receive full license.

[22] Since 2010, Home Credit's parent company PPF helped swing anti-communist international relations sentiment towards strong China ally.

[26] Home Credit funded a newly formed think tank, Sinoskop, to counter a longer-established China-watching body, Sinopsis.