Lloyd is a 20-year veteran of the Armed Forces of Liberia (AFL) with advanced training in the United States and North Africa.
He is also a former executive of the Family Planning Association of Liberia (FPAL), as well as a founder and former Treasurer of the “Group of 77” which caters to the handicapped.
He was ordained as a Baptist minister in 1976, and rose steadily within the ranks of the Liberian clergy gaining the attention of President William R. Tolbert, Jr. who appointed him as the chief military cleric in 1979.
As President and Executive Director of HUB (1990–2007), Lloyd established offices across the Ivory Coast and the United States and sought relief for more than 200, 000 Liberian refugees.
He is currently the Chairman of the Board of Directors of HUB Ministries, Int’l and Senior Pastor of the Hopeful Baptist Church in Schiefflin, Liberia where he has presided since 1978.