Janette Toral is a Filipino practicing e-commerce, social media, and Internet marketing specialist.
[8] Toral's personal website, DigitalFilipino.com, was founded in September 1999, to promote her e-commerce book and Philippine internet documentary.
[10] In 2006, Toral created the DigitalFilipino.com Podcast, co produced with Pocholo Gonzales of Creative Voices Productions, which had 13 episodes.
Sixty percent were accessing the internet in their place of work, and were not limited to big companies alone but had spread to small and medium enterprises.
According to Toral's latest survey in 2003, Secretary Manuel Roxas had been the best evangelist in promoting the outsourcing industry, referring to e-services like contact centers and medical transcriptions.
They were also satisfied with the efforts given to improve the quality of education and skilled workers, the opening of IT parks, and with the incentives provided for related campaigns on IT.
Convenience, time, and resource saving were the principal factors for using online banking services, which included inquiries on accounts, transfer of funds, and payment of bills.