He was a member of the Mu Tau chapter of Kappa Sigma fraternity, and graduated from Austin Peay State University in 1993 with degrees in exercise science and business management.
In 2005 Stec also purchased SCORE Motorsports to field the #66 Ford sponsored by Peak Fitness, with Hermie Sadler and Mike Garvey running the car.
In April 2008, Jeffrey R. Stec was listed as a defendant in a lawsuit against Peak Fitness by North Carolina Attorney General Roy Cooper.
[2] In June 2011, Stec was formally charged with Loan fraud for intentionally filing for and attempting to use close to 1 Million dollars for a luxury home.
In addition, he applied for almost 4 Million Dollars from Wells Fargo to build health clubs stating he was the owner of the parent group of Peak Fitness when he was not.